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'''Bangladesh Development Bank Limited'''  a state-owned commercial Bank, has unveiled its appearence in the banking arena through amalgamation of Bangladesh Shilpa Bank (BSB) and Bangladesh Shilpa Rin Sangstha (BSRS), with the decision of the Government of the Bangladesh. It has duly been registered with the Registrar of joint Stock Companies and Firms. The Registrar of joint Stock Companies and Firms issued Certificate of Incorporation and Certificate and Bangladesh Bank issued licence and permission as well for commencement of BDBL business' in November, 2009. The Vendors' Agreement (relating to taking over of assets and liabilities of BSB and BSRS) was signed on 31-12-2009 between the Government and the Board of Directors of BDBL nominated by the Government. The BDBL has formally embarked on 3 January, 2010 with new vision, mission and values. The Bank will operate Development Banking activities and all types of domestic and international Commercial Banking activities under the rules and regulations of Banking Companies Act, 1991. Authorised Capital of BDBL is BDT 10.00 billion and paid up capital is BDT 4.00 billion, which is fully subscribed by the Government of Bangladesh.
'''Bangladesh Development Bank Limited''' (BDBL) a state-owned commercial Bank, has unveiled its appearence in the banking arena through amalgamation of Bangladesh Shilpa Bank (BSB) and Bangladesh Shilpa Rin Sangstha (BSRS), with the decision of the Government of the Bangladesh. It has duly been registered with the Registrar of joint Stock Companies and Firms. The Registrar of joint Stock Companies and Firms issued Certificate of Incorporation and Certificate and Bangladesh Bank issued licence and permission as well for commencement of BDBL business in November, 2009. The Vendors’ Agreement (relating to taking over of assets and liabilities of BSB and BSRS) was signed on 31-12-2009 between the Government and the Board of Directors of BDBL nominated by the Government. The BDBL has formally embarked on 3 January, 2010 with new vision, mission and values. The Bank will operate Development Banking activities and all types of domestic and international Commercial Banking activities under the rules and regulations of Banking Companies Act, 1991. Authorized Capital of BDBL is BDT 10.00 billion and paid up capital is BDT 4.00 billion, which is fully subscribed by the Government of Bangladesh.


As a merger of Bangladesh Shilpa Rin Sangstha (BSRS) and Bangladesh Shilpa Bank (BSB) the BDBL is committed to emerge as the country's prime Financial Institution for supporting private sector industrial and other projects of great significance to the country's economic development and also be an active participant in commercial banking by introducing new lines of product and providing excellent services to the customers. Bangladesh Development Bank Limited, will act a development financial institution, to provide financial and technical assistance to private and public sector industries, and partnership and proprietorship concerns. It will offer long and medium term loans; working capital loans to industrial units; equity support services; and commercial banking services, such as deposit mobilisation, forex business, letter of credit handling, and forex remittances, as well as issues guarantees on behalf of borrowers for repayment of loans. The company also provides industrial credit programmes, equity entrepreneurship fund programmes, share-trading services, incentive programmes for loan recovery, rehabilitation programmes, and deposit mobilisation programmes for lending and investment.
As a merger of Bangladesh Shilpa Rin Sangstha ( BSRS) and Bangladesh Shilpa Bank (BSB) the BDBL is committed to emerge as the country’s prime Financial Institution for supporting private sector industrial and other projects of great significance to the country’s economic development and also be an active participant in commercial banking by introducing new lines of product and providing excellent services to the customers. Bangladesh Development Bank Limited, will act a development financial institution, to provide financial and technical assistance to private and public sector industries, and partnership and proprietorship concerns. It will offer long and medium term loans; working capital loans to industrial units; equity support services; and commercial banking services, such as deposit mobilization, forex business, letter of credit handling, and forex remittances, as well as issues guarantees on behalf of borrowers for repayment of loans. The company also provides industrial credit programs, equity entrepreneurship fund programs, share-trading services, incentive programs for loan recovery, rehabilitation programs, and deposit mobilization programs for lending and investment.  


''Table''  Basic facts and economic indicators (In Million Taka).
''Table''  Basic facts and economic indicators (In Million Taka).
{| class="table table-bordered table-hover"
{| class="table table-bordered table-hover"
|-
|-
| Indicators || Year (As on 31-05-2010)
| Indicators || 2018 || 2019 || 2020
|-
| Authorised capital || 10000
|-
|-
| Paid up capital || 4000
| Authorized Capital || 10000 || 10000 || 10000
|-
|-
| Reserved Fund || 2457
| Paid up Capital || 4000 || 4000 || 4000
|-
|-
| Deposits ||  
| Reserved Fund || 15102 || 19336 || 19037
|-
|-
| (a) Call Deposits || -
| Deposits || 28312 || 27645 || 24219
|-
|-
| (b) Term Deposits || 715
| a) Call Deposits || 1985 || 2286 || 2268
|-
|-
| (c) Total Deposits || 1523
| b) Term Deposits || 26327 || 25359 || 21951
|-
|-
| Loans and Advance || 10196
| Loans and Advance || 19307 || 19984 || 21289
|-
|-
| Investment || 2363
| Investment || 9814 || 9720 || 9404
|-
|-
| Total Asset || 16735
| Total Asset || 59191 || 58505 || 55366
|-
|-
| Total income  || 235
| Total Income || 2488 || 1483 || 1301
|-
|-
| Total Expenditure || 223
| Total Expenditure || 1315 || 1075 || 1185
|-
|-
| Foreign Currency Trading ||  
| Foreign Currency Trading || 2888.8 || 3344.6 || 3466.4
|-
|-
| (a) Export || -
| a) Export || 1472.8 || 2346 || 2092
|-
|-
| (b) Import || -
| b) Import || 1406 || 997 || 1373
|-
|-
| (c) Remittance || -
| c) Remittance || 10 || 1.6 || 1.4
|-
|-
| Total Manpower: || 781
| Total manpower || 772 || 753 || 748
|-
|-
| (a) Officers || 515
| a) Officers || 622 || 611 || 617
|-
|-
| (b) Staff || 266
| b) Staff || 150 || 142 || 131
|-
|-
| Correspondents Banks ||  
| Correspondent Banks || 50 || 50 || 85
|-
|-
| Total Branches (in numbers) || 17
| Total Branches (in numbers) || 44 || 46 || 47
|-
|-
| (a) Domestic || 17
| a) Domestic || 44 || 46 || 47
|-
|-
| (b) Overseas || -
| b) Overseas || 0 || 0 || 0
|-
|-
| Agriculture Credit:  ||
| Agriculture Credit
|-
|-
| (a) Loan Disbursed || -
| Loan Disbursed || 35.4 || 153.9 || 187.2
|-
|-
| (b) Realised || -
| Realised || 172.2 || 198.1 || 197.6
|-
|-
| Industrial Credit: ||
| Industrial Credit
|-
|-
| (a) Loan Disbursed || 97
| Loan Disbursed || 905.5 || 3606.5 || 2182.5
|-
|-
| (b) Realsied || 411
| Realsied || 2413 || 2776.5 || 1745.8
|-
|-
| Loan Outstanding by Sector ||
| Loan Outstanding by Sector
|-
|-
| (a) Agriculture and || -
| Agriculture and Fisheries and Forestry || 4258.9 || 4408.1 || 3578
|-
|-
| (b) Fisheries ||  
| Industry || 5432.2 || 5622.5 || 5371.9
|-
|-
| (c) Industry || 10212
| Trade and Commerce || 3766.5 || 3898.4 || 2189.4
|-
|-
| (d) Trade and Commerce || -
| Poverty Reduction || 0 || 0 || 0
|-
|-
| (e) Poverty Reduction || 60942
| CSR || 0 || 0.3 || 0.8
|}
|}
''Source''  BDBL Management, June , 2010.


BDBL's strategic priorities have been set up to (a) Invest in Eco ' friendly industries that help mitigate environmental degradation by lending more for renewable energy, and effluent treatment plants and other projects that employ energy efficient low-emission technologies including agro-based industries, small power projects, ICT, transport and infrastructure projects (b) Select and invest industrial projects where locational advantages like local availability of raw materials, good infrastructural facilities (road communication, transport facilities, etc.) and utilities (power, gas, water, etc.) shall be available (c) Limit project loan to Tk. 15 crore maximum and Tk. 2 crore minimum (for large projects). Arrange and participate in syndicated loan for projects above Tk. 15 crore. (d) Identify prospective and potential entrepreneurs and investors / clients and motivate, guide and help them select profitable industrial venture for investment. To this end BDBL has formulated a Five-Year Business / Strategic Plan (2010-2014) aiming to give an impetus to the economic and social activities of the country. BDBL's priority areas of investment are include -Term Loan, Mid Term and Short Term Financing, SME Financing, Foreign Exchange Business, Capital Market Operation. [Muhammad Abdul Mazid]
''Source''  Government of Bangladesh, Ministry of Finance, Banking and Financial Institution Division, ''Barshik Protibedon'' [Annual Report on Banks and Financial Institutions], 2019-20 and 2020-21.


BDBL's strategic priorities have been set up to (a) Invest in Eco– friendly industries that help mitigate environmental degradation by lending more for renewable energy, and effluent treatment plants and other projects that employ energy efficient low-emission technologies including agro-based industries, small power projects, ICT, transport and infrastructure projects (b) Select and invest industrial projects where locational advantages like local availability of raw materials, good infrastructural facilities (road communication, transport facilities, etc.) and utilities (power, gas, water, etc.) shall be available (c) Limit project loan to Tk. 15 crore maximum and Tk. 2 crore minimum (for large projects). Arrange and participate in syndicated loan for projects above Tk. 15 crore. (d) Identify prospective and potential entrepreneurs and investors/clients and motivate, guide and help them select profitable industrial venture for investment. To this end BDBL has formulated a Five-Year Business/Strategic Plan (2015-2020) aiming to give an impetus to the economic and social activities of the country. BDBL's priority areas of investment are include- Term Loan, Mid Term and Short-Term Financing, SME Financing, Foreign Exchange Business, Capital Market Operation.  [Muhammad Abdul Mazid]


[[Category:Financial Institutes]]
[[Category:Financial Institutes]]


[[bn:বাংলাদেশ ডেভেলপমেন্ট ব্যাংক লিমিটেড]]
[[bn:বাংলাদেশ ডেভেলপমেন্ট ব্যাংক লিমিটেড]]

Latest revision as of 20:29, 13 October 2023

Bangladesh Development Bank Limited (BDBL) a state-owned commercial Bank, has unveiled its appearence in the banking arena through amalgamation of Bangladesh Shilpa Bank (BSB) and Bangladesh Shilpa Rin Sangstha (BSRS), with the decision of the Government of the Bangladesh. It has duly been registered with the Registrar of joint Stock Companies and Firms. The Registrar of joint Stock Companies and Firms issued Certificate of Incorporation and Certificate and Bangladesh Bank issued licence and permission as well for commencement of BDBL business in November, 2009. The Vendors’ Agreement (relating to taking over of assets and liabilities of BSB and BSRS) was signed on 31-12-2009 between the Government and the Board of Directors of BDBL nominated by the Government. The BDBL has formally embarked on 3 January, 2010 with new vision, mission and values. The Bank will operate Development Banking activities and all types of domestic and international Commercial Banking activities under the rules and regulations of Banking Companies Act, 1991. Authorized Capital of BDBL is BDT 10.00 billion and paid up capital is BDT 4.00 billion, which is fully subscribed by the Government of Bangladesh.

As a merger of Bangladesh Shilpa Rin Sangstha ( BSRS) and Bangladesh Shilpa Bank (BSB) the BDBL is committed to emerge as the country’s prime Financial Institution for supporting private sector industrial and other projects of great significance to the country’s economic development and also be an active participant in commercial banking by introducing new lines of product and providing excellent services to the customers. Bangladesh Development Bank Limited, will act a development financial institution, to provide financial and technical assistance to private and public sector industries, and partnership and proprietorship concerns. It will offer long and medium term loans; working capital loans to industrial units; equity support services; and commercial banking services, such as deposit mobilization, forex business, letter of credit handling, and forex remittances, as well as issues guarantees on behalf of borrowers for repayment of loans. The company also provides industrial credit programs, equity entrepreneurship fund programs, share-trading services, incentive programs for loan recovery, rehabilitation programs, and deposit mobilization programs for lending and investment.

Table Basic facts and economic indicators (In Million Taka).

Indicators 2018 2019 2020
Authorized Capital 10000 10000 10000
Paid up Capital 4000 4000 4000
Reserved Fund 15102 19336 19037
Deposits 28312 27645 24219
a) Call Deposits 1985 2286 2268
b) Term Deposits 26327 25359 21951
Loans and Advance 19307 19984 21289
Investment 9814 9720 9404
Total Asset 59191 58505 55366
Total Income 2488 1483 1301
Total Expenditure 1315 1075 1185
Foreign Currency Trading 2888.8 3344.6 3466.4
a) Export 1472.8 2346 2092
b) Import 1406 997 1373
c) Remittance 10 1.6 1.4
Total manpower 772 753 748
a) Officers 622 611 617
b) Staff 150 142 131
Correspondent Banks 50 50 85
Total Branches (in numbers) 44 46 47
a) Domestic 44 46 47
b) Overseas 0 0 0
Agriculture Credit
Loan Disbursed 35.4 153.9 187.2
Realised 172.2 198.1 197.6
Industrial Credit
Loan Disbursed 905.5 3606.5 2182.5
Realsied 2413 2776.5 1745.8
Loan Outstanding by Sector
Agriculture and Fisheries and Forestry 4258.9 4408.1 3578
Industry 5432.2 5622.5 5371.9
Trade and Commerce 3766.5 3898.4 2189.4
Poverty Reduction 0 0 0
CSR 0 0.3 0.8

Source Government of Bangladesh, Ministry of Finance, Banking and Financial Institution Division, Barshik Protibedon [Annual Report on Banks and Financial Institutions], 2019-20 and 2020-21.

BDBL's strategic priorities have been set up to (a) Invest in Eco– friendly industries that help mitigate environmental degradation by lending more for renewable energy, and effluent treatment plants and other projects that employ energy efficient low-emission technologies including agro-based industries, small power projects, ICT, transport and infrastructure projects (b) Select and invest industrial projects where locational advantages like local availability of raw materials, good infrastructural facilities (road communication, transport facilities, etc.) and utilities (power, gas, water, etc.) shall be available (c) Limit project loan to Tk. 15 crore maximum and Tk. 2 crore minimum (for large projects). Arrange and participate in syndicated loan for projects above Tk. 15 crore. (d) Identify prospective and potential entrepreneurs and investors/clients and motivate, guide and help them select profitable industrial venture for investment. To this end BDBL has formulated a Five-Year Business/Strategic Plan (2015-2020) aiming to give an impetus to the economic and social activities of the country. BDBL's priority areas of investment are include- Term Loan, Mid Term and Short-Term Financing, SME Financing, Foreign Exchange Business, Capital Market Operation. [Muhammad Abdul Mazid]